About CA Realty Mortgage — Elk Grove, California

CA Realty Mortgage is a full-service California real estate brokerage and mortgage company headquartered in Elk Grove, CA. Founded by Dave Brar, our mission has always been the same: to make buying, selling, and financing a home in California simple, transparent, and rewarding for every client and agent we work with.

We proudly serve homebuyers, home sellers, real estate investors, and licensed real estate agents across Elk Grove, Sacramento, Folsom, Roseville, Rancho Cordova, Citrus Heights, Lincoln, Davis, and all surrounding Northern California communities.

Who We Are

CA Realty Mortgage was built on a foundation of integrity, local expertise, and genuine care for our clients. We are not a large corporate brokerage — we are a dedicated California real estate team that knows these neighborhoods, understands the local market, and delivers personalized service that big national firms simply cannot match.

Our team of licensed California real estate agents brings years of hands-on experience in residential sales, commercial real estate, investment properties, and mortgage lending. Whether you are buying your first home, selling a longtime family property, or expanding your real estate portfolio, CA Realty Mortgage has the expertise and resources to guide you to success.

What We Offer

Home Buying Services

Buying a home in California is one of the biggest financial decisions of your life. Our agents walk you through every step of the process — from getting pre-approved and finding the right property, to making a competitive offer, negotiating the best terms, and closing with confidence. We represent buyers across all price ranges and property types throughout the greater Sacramento region.

Home Selling Services

Selling your California home requires the right strategy, the right pricing, and the right marketing. CA Realty Mortgage provides a full-service listing experience including professional photography, MLS listing, digital marketing across all major platforms, offer negotiation, and complete transaction management from listing day to closing day.

Mortgage and Home Loan Services

CA Realty Mortgage offers in-house mortgage solutions for California homebuyers and homeowners. Our lending team works with top California lenders to find the best rates and loan programs for your situation — whether you need a conventional loan, FHA loan, VA loan, jumbo loan, or refinancing solution. We make the mortgage process straightforward, fast, and stress-free.

100 Percent Commission Plans for Agents

CA Realty Mortgage is proud to offer California licensed real estate agents a true 100 percent commission brokerage model. When you join our team, you keep every dollar of your commission on every transaction. We charge a low flat transaction fee instead of taking a commission split, giving you the freedom to build your business and maximize your income.

Our agent support package includes direct broker access, in-house escrow, in-house transaction coordination, direct pay from escrow, workers compensation coverage, paperless transactions, business card and signage support, and full marketing tools. Everything you need to run a thriving California real estate business — without giving away your commissions.

Why California Clients and Agents Choose CA Realty Mortgage

Local Market Knowledge — We know Elk Grove, Sacramento, Folsom, and Roseville better than anyone. Our agents use real-time market data and neighborhood-level insights to give you a competitive advantage whether you are buying, selling, or investing.

Transparent and Honest — We believe in complete transparency at every step. No hidden fees, no confusing contracts, no pressure. Just honest guidance and clear communication from start to finish.

Full-Service Under One Roof — Real estate agent services, mortgage lending, in-house escrow, and transaction coordination — all available through CA Realty Mortgage. One team, one point of contact, one seamless experience.

100 Percent Commission for Agents — We give California real estate agents the tools, support, and freedom to build the business they deserve without sacrificing their hard-earned commissions.

Client-First Approach — Every decision we make is guided by what is best for our clients. Your goals are our goals, and your success is our success.

Our Service Area

CA Realty Mortgage serves buyers, sellers, investors, and agents across the greater Sacramento region including:

• Elk Grove, CA
• Sacramento, CA
• Folsom, CA
• Roseville, CA
• Rancho Cordova, CA
• Citrus Heights, CA
• Lincoln, CA
• Davis, CA
• And all surrounding Northern California communities

Get in Touch With CA Realty Mortgage

Whether you are ready to buy, sell, refinance, or join our brokerage as a California real estate agent, we would love to hear from you. Contact CA Realty Mortgage today for a free consultation.

Call us at 916-667-4791, email dave@carealtymortgage.com, or visit us in Elk Grove, CA 95757. We look forward to helping you achieve your California real estate goals.